East Baton Rouge Parish Library

Personal finance in your 50s all-in-one for dummies, by AARP, Eric Tyson [and others]

eng

index present

non fiction

Personal finance in your 50s all-in-one for dummies

dictionaries

1031706392

by AARP, Eric Tyson [and others]

For dummies

Manage your finances and enjoy your retirement Retirement security is one of the most pressing social issues facing the world in the next 30 years—so if you’re approaching your golden years, it’s essential to have a secure financial future. Personal Finance in Your 50s All-in-One For Dummies provides targeted financial advice and assists soon-to-be or established boomers with making informed decisions about how best to spend, invest, and protect their wealth while planning for the future. Retirement is an exciting time … but it can also be scary if you’re not sure that you have your ducks in a row. This hands-on resource arms you with an arsenal of beginner to intermediate personal finance and estate planning techniques for everything from spending, saving, navigating insurance, managing medical costs, household expenses, and even employment. Build a diversified portfolio Create emergency funds Avoid scams and frauds Improve your estate planning With the help of this all-in-one resource, you’ll get a succinct framework and expert advice to help you make solid decisions and confidently plan for your future

Intro; Title Page; Copyright Page; Table of Contents; Introduction; About This Book; Foolish Assumptions; Icons Used in This Book; Beyond the Book; Where to Go from Here; Book 1 Managing Your Career and Retirement; Chapter 1 Finding a New Job after 50; Recognizing the Need for and Value of Experienced Workers; Noting a change in the current workforce; Seeing experienced workers as an affordable option; Capitalizing on lower turnover; Harnessing the power of highly engaged workers; Reaping additional benefits; Tallying the Benefits of Staying in the WorkforceReorienting Yourself to Today's Job-Search RealitiesDeciding What (Else) You Want Out of Work; Pursuing Your Passion and Finding Purpose; Considering other careers; Checking out fast-growing job markets; Taking the first steps in pursuing your passion; Putting Proven Success Strategies into Practice; Starting sooner rather than later; Giving yourself a full-body makeover; Using the most effective means to get a job; Broadening your job search; Considering a patchwork approach to your career; Navigating a career change; Getting the training you need; Seeking help; Dealing with AgeismKnowing what employers are so worried aboutLaying their worries to rest; Chapter 2 Dealing with Changes in Employment; Filing for Unemployment Benefits; Getting Your Financial House in Order; Motivating yourself to get started; Focusing on the fundamentals; Tapping your financial resources; Financing Any Additional Education and Training; Paying for your education; Avoiding additional debt; Applying for student financial aid; Applying for grants and scholarships; Leveraging tax breaks to lower costs; Writing Off Your Job-Hunt ExpensesAccounting for Social Security Benefits Reductions When You WorkTaking Advantage of Additional Public Benefits; Providing Benefits for Yourself; Planning for retirement; Getting health insurance; Chapter 3 Joining the Ranks of the Self-Employed; Working on Contract; Getting sold on the idea; Lining up contract gigs; Running your contracting operation as a business; Avoiding common pitfalls; Launching Your Own Business; Managing your expectations; Coming up with a business idea; Getting help; Writing a solid business plan; Financing your enterprise; Becoming a Social EntrepreneurMaking a nonprofit start-up to-do listGetting help: Organizations that support social entrepreneurs; Exploring Franchising Opportunities; Don't rush in; Do a self-assessment; Accept that you don't call the shots; Do your due diligence; Be sure you have enough money; Consider getting a loan; Check out additional resources; Chapter 4 Tracking Small Business Revenues and Costs; Establishing an Accounting System for Your Business; Separating business from personal finances; Documenting expenses and income in the event of an audit; Keeping current on income and payroll taxes